УПРАВЉАЊЕ БАНКАРСКИМ РИЗИКОМ
RISK MANAGEMENT IN BANKING

Summary/Abstract: In the competitive financial market conditions, risk is an essential feature of banking activities, which pervades the entire bank management strategy and organization. Modern business conditions have influenced the transformation of banks into financial holding companies which do their business in all segments of the global financial market. As a result, they encounter different types of risks. If they assess and manage their risks inadequately, they are exposed to the possibility of opening bankruptcy. Therefore, business management in banks today is increasingly conceptualized as risk management. Considering that banks largely operate with financial instruments owned by another, risk taking is a dominant feature of banks. The paper aims to point out the basic risks in banking operations and the complexity of factors that determine these risks.

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