Modyfikacje systemów gwarantowania depozytów bankowych w konsekwencji globalnego kryzysu finansowego
Modifications of the Deposit Insurance Schemes as a Consequence of the Global Financial Crisis

Summary/Abstract: The article attempts to review the changes in the deposit guarantee system resulting from the global financial crisis. There were two stages of regulatory changes. One in the initial years of the crisis (2008-2009) when the changes were reactive in nature and focused in particular on raising the guarantee limits and relief operations. As can be seen from the example of regulatory action in the European Union, the present stage of changes in the deposit guarantee system is characterized by a systemic approach which attempts to position anew deposit guarantees in the context of the financial safety net, particularly against the development of resolution procedures.

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