Key Factors in Supply Chain Financial Credit in Logistics Industry
Key Factors in Supply Chain Financial Credit in Logistics Industry

Summary/Abstract: Credit businesses have been an important part of bank management. It is not simply the primary source of bank revenue, but also satisfies industrial & commercial enterprises and individual financing demands. The firm credit check allows a bank effectively allocating and applying resources to activate the market and accelerate economic development. The quality of credit therefore is closely related to bank management and the security of social resources. Logistics industry, presenting critical status in national economy, connects thousands of businesses and maintains national economy. However, financing difficulty has been a bottleneck for the development. The frequent financing difficulty becomes a restriction against the development of logistics industry. Aiming at banking credit personnel and logistics enterprise personnel in Shandong Province as the research objects, total 250 copies of questionnaire are distributed, and 207 valid copies are retrieved, with the retrieval rate 83%. The research results indicate: (1) “business management” as the most emphasized evaluation dimension, followed by “business prospects” and “financial conditions” and (2) top five evaluation indicators, among 15 indicators, as responsible person credit, revenue trend, guarantor credit, industry prosperity, and financial structure. According to the results, suggestions are proposed, expecting to assist logistics industry, through the support and guidance of supply chain finance, in implementing structural adjustment and promote the continuously healthy development.

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