Crunch of Sharia Banking Credit during Global Crisis Cover Image

Crunch of Sharia Banking Credit during Global Crisis
Crunch of Sharia Banking Credit during Global Crisis

Author(s): Eko Wiratno, Hakim Lukman, Daerobi Akhmad
Subject(s): Economy, Financial Markets
Published by: Editura Fundaţiei România de Mâine
Keywords: financing; sharia bank; financial crunch; two stage least square (TSLS);

Summary/Abstract: This research was conducted examining factors which influences financial crunch as seen from theperspective of financing supply and demand sharia bank in Indonesia from January 2003 - June 2015. Thesecondary data were obtained from Statistics Indonesia (BPS), Bank Indonesia (BI) and Financial ServicesAuthority (OJK). This research conducted with Two Stage Least Square (TSLS) approached.The results showed that financial crunch did not occured in sharia banking in Indonesia from January2003-June 2015, Third Party Fund (DPK) negatively and significantly influences sharia banking financingsupply, Non-Performing Financing (NPF) positively and non-significantly influences sharia banking financingsupply, Profit Sharing Rate (TBH) positively and significantly influences sharia banking financing supply, BankIndonesia Wadi’ah Certificate (SWBI) positively and non-significantly influences sharia banking financingsupply, Bank Indonesia Certificate (SBI) positively and significantly influences sharia banking financing demandand Gross Domestic Product (PDB) positively and significantly influences sharia banking financing demand.

  • Issue Year: 7/2018
  • Issue No: 4
  • Page Range: 16-23
  • Page Count: 13
  • Language: English
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