Postanowienia umowy kredytu indeksowanego do waluty obcej lub denominowanego w walucie obcej – studium problemu
Provisions of the Indexed Loan Agreement to a Foreign Currency or Currency Denominated in Foreign Currency – a Study of the Problem

Summary/Abstract: The purpose of the article is to define an unlawful contractual clause on the example of an indexed credit agreement or denominated in a currency other than the Polish currency. The forbidden clause is the possibility to avoid extremely unfavorable conditions in concluded contracts. The elaboration presents the situation of borrowers who have taken a loan indexed to a foreign currency or denominated in a foreign currency. The analysis was based on the actual unlawful contractual provisions. The article ends with conclusions regarding the legitimacy of borrowers’ claims.

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