Sekurytyzacja jako źródło finansowania kredytów
Securitisation as the Resource of Loans Financing

Summary/Abstract: The paper is concentrated on the securitised loans, as the resources of the financing institutions. The securitization market indicated as an accomplice to the last financial crisis is still being developed, especially in the USA and less in European countries, where the issuance of securitised product has fallen by 88% since 2008. The securitization, however, supports the development of bank loans activity, which have the positive influence on increase of GDP as well as decrease of unemployment. EU try restarting a safe securitisation market, which could have further long term benefits. EU would like reduce the negative features of the securitisation and promote implementation of the securitization STS (simple, transparency, standardised).

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