EFFECT OF SHARIA FINANCIAL TECHNOLOGY IN SMALL AND MEDIUM ENTERPRISES (SME)
EFFECT OF SHARIA FINANCIAL TECHNOLOGY IN SMALL AND MEDIUM ENTERPRISES (SME)

Summary/Abstract: This paper aims to analyze the role of Sharia Fintech in improving financial inclusion and literacy in SME. Currently, Technology Development has begun to enter the Digital realm in order to meet Indonesia as the largest digital economy country in 2024, the government as the regulator of the Indonesian economy, must empower all Indonesian people to the villages and remote areas throughout the country so that they can feel the positive impact of developing technology in the future. The current technological relationship is closely related to the existence of the internet as the main access. We need to know that the existence of this Sharia Fintech can be one of the driving forces for the existence of a movement to help increase finance for SMEs, especially those in the middle of the middle of the community through Islamic financial institutions. As we know sharia fintech is a term that can be used to refer to innovations in the field of financial services using sharia principles. The development of digital technology, including in the Islamic financial industry, can no longer be dammed. Through sharia financial technology (sharia fintech), all forms of transactions are faster, easier, and more efficient at the same time, without the need for face-to-face meetings. The emergence of shariafintech is inseparable from the innovations that develop to finance this financial concept, it requires start-up (new entrepreneur) to build its business

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