Odpowiedzialność dostawcy usługi płatniczej za nieautoryzowaną transakcję płatniczą – uwagi na gruncie polskiej implementacji PSD2
Liability of the payment service provider for the unauthorized payment transaction - comments on the basis of the Polish implementation of PSD2
Author(s): Jan Jakub SzczerbowskiSubject(s): Social Sciences
Published by: Wydawnictwo Wyższej Szkoły Gospodarki Euroregionalnej im. Alcide De Gasperi w Józefowie
Keywords: authentication; unauthorised payment transaction; PSD2; payment institution; payment services
Summary/Abstract: As part of the results, it was found that, due to the purpose of the legislation, as indicated in its wording and the recitals of the Directive, the obligation to return will be borne by the payer's supplier in principle, except in the event of fraud, intent or gross negligence on the part of the payer. As regards the problem of the burden of proof, a derogation from the general rule resulting from the provisions of the Civil Code consists in shifting the burden of proving that the transaction has been authorized to the supplier.10.13166/jms/139592
Journal: Journal of Modern Science
- Issue Year: 46/2021
- Issue No: 1
- Page Range: 257-268
- Page Count: 12
- Language: Polish