ПРЕДИМСТВА И НЕДОСТАТЪЦИ НА ЕЛЕКТРОННОТО БАНКИРАНЕ В РЕПУБЛИКА СЕВЕРНА МАКЕДОНИЯ
ADVANTAGES AND DISADVANTAGES OF E-BANKING IN REPUBLIC OF NORTH MACEDONIA

Author(s): Semrah Bujari
Subject(s): Economy, Business Economy / Management, Financial Markets
Published by: Висше училище по застраховане и финанси (ВУЗФ)
Keywords: e-banking; advantages; disadvantages; banking system
Summary/Abstract: Recently, we hear more and more about disrupting the banking tradition so that banking services can be done from home, office or wherever we are, via computer or mobile phone, without a specific schedule. Information services have become a very important subject for banking systems, causing drastic changes that require banks to adopt these services in addition to survive in this market where technology plays the main role. Nowadays, a good number of commercial banks offer various forms of internet banking, otherwise known as online banking or electronic banking (e-banking). Using electronic banking does not mean changing the habits of using money. On the contrary, with the help of information and communication technologies, it is possible to skip the schedules, bureaucratic aspects of traditional banking, save time, faster and more efficient management of personal finances. Electronic banking is a general term that describes the entire process of making transactions without the need to physically visit a financial institution. Electronic banking has both advantages and disadvantages. It has simplified life for some people, while for others it can seem like a complex and threatening process.

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