Regimul legal al dobânzilor în dreptul profesioniștilor-comercianți
The Legal Regime of Interests in The Law of Professionals-Traders

Author(s): Dumitru Văduva
Subject(s): Law, Constitution, Jurisprudence, Civil Law, Law on Economics, Commercial Law
Published by: Universul Juridic
Keywords: Civil Liability; Contractual Civil Liability; Professionals; Interest; Liquidated Damages;
Summary/Abstract: Civil liability is a source of obligations. This has a common regime in principle, with differences only in detail between tortious and contractual liability. The obligation to pay a sum of money generally originates in the contract but may also be owed under a court decision, for example, as damages for a damage caused by a tort. The delay in the execution of the obligation to pay the amount of money gives rise to a new obligation, that of default damages, representing the damage caused by the delay in payment. The delay in the payment of monetary obligations has a higher cost for the debtor of the professional creditor in relation to that owed to the non-professional creditor. The difference in the cost of the delay owed by the debtor in the two scenarios is dictated by the rate of percentage points that are added to the legal interest rate, which is the monetary policy interest rate of the National Bank of Romania.

• Details
• Contents