USING OF RPSN AT MEASURING OF PROFITABILITY OF MORTGAGE CREDITS
USING OF RPSN AT MEASURING OF PROFITABILITY OF MORTGAGE CREDITS

Author(s): Radim Gottwald
Subject(s): Economic policy, Financial Markets
Published by: Masarykova univerzita nakladatelství
Keywords: RPSN; mortgage credit; credit profitability;
Summary/Abstract: The subject of this paper is RPSN, concretely its using at measuring of profitability of mortgage credits. First of all this ratio is defined. Then factors, which have an influence on RPSN are described – especially amount of credit, term of credit grant and costs arising from credit grant. RPSN is compared with annual percentage rate and the computing way is described by means of example.

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