BANKARSTVO U BIH KAO DIO MAKROEKONOMSKE I POLITIČKE REALNOSTI, STRATEGIJA RAZVOJA I IZAZOVI U BUDUĆNOSTI
BANKING IN BIH AS A PART OF MACROECONOMIC AND POLITICAL REALITY, DEVELOPMENT STRATEGY AND FUTURE CHALLENGES

Author(s): Berislav Kutle
Subject(s): Economy, National Economy, Business Economy / Management, Micro-Economics, Financial Markets, Public Finances, Accounting - Business Administration
Published by: Finrar d.o.o Banja Luka
Keywords: banking; Bosnia and Herzegovina; economic policy;strateg;
Summary/Abstract: In the post-war period of development, BiH adopted regulations that, in addition to the transfer of knowledge from foreign banking, influenced the development of this sector. The banking sector has continued its further development by accelerating harmonization with EU regulations, so that BiH in this area is at the European level. Recently, however, government regulations have increasingly lagged behind current banking development needs.Banking in the future will be significantly different from today. The process of planning interest income should not be too demanding, as opposed to non-interest, which will be a great challenge for all those who have the appropriate infrastructure to implement it. Taking into account all global trends and their impact on banking, it will be necessary to look for solutions based on customer needs and preferences and define products accordingly. In this context, it is necessary to develop key competencies for a new way of doing business, create an organizational structure adaptable to new circumstances, create new products and make decisions that will increase the level of connectivity.

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