CUM SUNT REGLEMENTATE TEHNOLOGIILE FINANCIARE DE DREPTUL TRATATELOR?
HOW ARE FINANCIAL TECHNOLOGIES REGULATED BY TREATY LAW?

Summary/Abstract: Globally, FinTech has become a major issue in the face of which states have begun to better reflect their interests. To date, several states have signed dozens of FinTech Cooperation Agreements (CAs), which aim to promote closer cooperation in the field of FinTech but also to promote innovation in financial services. States interested in evolving in this area are focused on deepening bilateral and multilateral cooperation in the field of FinTech, in order to facilitate trade, investment and ecosystem development in the FinTech market sector. At the international level, the goal is to support the mutual establishment (between states) of FinTechs that want to expand globally to support the industry to navigate the evolution. Another aim of the FinTech treaties is to standardize information on emerging market trends and the exchange of experience in each jurisdiction. This includes collaborating on areas such as blockchain and distributed registry technology, digital identities, cross-border data connectivity, data portability, and the application of FinTech to promote sustainable funding. In the European Union, new financial technologies underline the goal already set out in the Treaty of Rome - to achieve a single capital market under the corollary of financial stability and security and consumer protection. This modern type of treaty continues the tradition of concluding trade agreements and supports the economic environment through local, regional and global opportunities arising from the digital boom that crosses borders, reshapes industries and transforms the region's economies. In front of these challenges, public international law manifests its regulatory function. For the realization of this article we used a prospective method and identification of some particularities that promote the coherence of the hypotheses.

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