Dopuszczalność stosowania zabezpieczenia w postaci ubezpieczenia niskiego wkładu własnego i obciążenie kredytobiorcy kosztami tego zabezpieczenia
Insurance of the Borrower’s Low Own Contribution as Collateral for Loan Repayment – Legal Construction and Right to Charge the Borrower with Insurance Costs

Summary/Abstract: The commentary concerns the legal assessment of the provisions of the loan agreement aimed at charging the borrower who is a consumer with the cost of insurance of a low own contribution. The Author points out the specificity of this type of insurance, its legal nature and the consequences it brings to the borrower who incurs the cost of insurance protection. The article also raises the issue of the scope of the extended validity of a judgment issued in the course of an abstract review.

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