Internet banking, evolucioni me një klik mes të shkuarës dhe të ardhmes
Internet banking, the one-click evolution between the past and the future

Summary/Abstract: Many years have passed since the bank sector of the second level in Albania was liberated. At that time almost no one could imagine that except the classical bank services, it would come the moment when the bank transactions would be made from the enterprise or from home. So, everything happens in just one moment if you have a computer, its connection to the internet and the equipment with the security code offered by the bank. This development helps to avoid the time spent even for a simple bank movement during the classical bank-client relation, to avoid the queue at the counter of the bank where the client deals with his current account and to avoid even the parking, which is becoming a disturbing trend. All these elements would make the globalization “damaging” particularly for the very precious time of an administration or business employee. This category is really “hunted” by the banks of the second level in Albania. Due to this instrument, this technological innovation is more present in the enterprises and fewer moments away from the business. The latter is better informed about its bank account at the bank where it operates. It gets all the necessary information such as the arrival of the bank transfer, the punctual transfer of the funds, the payments of the suppliers and even the obligations of the tax or the clearances. All these procedures happen with just one click. They all happen in just a few minutes. They all make this bank instrument useful and appropriate. It is very valuable to define what we all should have today: the efficiency. This is the evolution with just one click; the “Internet Banking” service. The hypothesis: Internet Banking increases the efficiency of the bank services.

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