COVID CRISIS EFFECTS ON LENDING IN THE ROMANIAN BANKING MARKET
COVID CRISIS EFFECTS ON LENDING IN THE ROMANIAN BANKING MARKET
Author(s): ANDREEA MAURA BOBICEANU, Ioana Fărcaş, Andreea-Maria PeceSubject(s): Business Economy / Management, Health and medicine and law, Financial Markets
Published by: Editura Universităţii »Alexandru Ioan Cuza« din Iaşi
Keywords: lending; banking market; emerging markets; Covid;
Summary/Abstract: Credit growth is an important indicator of the financial stability within a country. We aim to investigate this issue, by analyzing the credit growth in Romania during 2000-2022. We find that Covid crisis impacts positively and significantly credit growth. We bring new insights regarding the effects of macroeconomic variables like GPD growth, inflation, and long-term external debt service on credit growth. These results remain robust when we employ several categories of credit growth (e.g. by currency, by maturity, by type of credit) as dependent variables.
Journal: Review of Economic and Business Studies (REBS)
- Issue Year: 2022
- Issue No: 30
- Page Range: 39-52
- Page Count: 14
- Language: English