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Blockchain și banking: de la FIAT la AI
Blockchain and banking: from FIAT to AI

Author(s): Dragoș Mihail Mănescu, Adelina-Elena BĂDESCU
Subject(s): Law on Economics, Financial Markets, ICT Information and Communications Technologies, Commercial Law
Published by: Editura Rosetti International
Keywords: MiCA; MiFID II; AML; blockchain; cryptocurrencies; digital euro; smart contracts;

Summary/Abstract: This paper aims to provide an overview of the implications of blockchain technology on traditional banking and the regulatory framework that characterizes it, with a particular focus on cryptocurrencies and the digital euro. Our interest was to analyze how the recent regulation of cryptocurrencies, the development of digital currencies, data protection and privacy, anti-money laundering (AML) and countering the financing of terrorism (CFT) have understood to change classical banking and offer new solutions.

  • Issue Year: 2024
  • Issue No: 2
  • Page Range: 5-9
  • Page Count: 5
  • Language: Romanian
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