FACTORII CARE DETERMINĂ NIVELUL RATEI DOBÂNZII ÎN SISTEMUL BANCAR
FACTORS THAT ARE ESTABLISHING THE INTEREST RATE IN THE BANK SISTEM
Author(s): Alexandru VlaicuSubject(s): Economy
Published by: Editura Universităţii Vasile Goldiş
Keywords: interest; rate of interest; active rate; active basic rate; credit; monetary policy; investment recovery; inflation;
Summary/Abstract: Each bank calculates for itself an active basic rate of interest, a rate of interest around which other rates of different categories of credit revolve. When determining the active basic rate of interest the management takes into consideration following factors: a. the level of the rate of interest from the monetary market (interbank); b. the forecasted inflation level; c. the monetary policy lead by B.N.R. ; d. the purchase cost of the resources; e. the rate of recovery of the bank-shareholder’s investments.
Journal: Studia Universitatis Vasile Goldiş, Arad - Seria Ştiinţe Economice
- Issue Year: 18/2008
- Issue No: 2
- Page Range: 54-60
- Page Count: 7
- Language: Romanian
