Obligatory Health Insurance Rights And Their Protection Cover Image

Obligatory Health Insurance Rights And Their Protection
Obligatory Health Insurance Rights And Their Protection

Author(s): Ljupka B. Petrevska, Miroslava B. Petrevska, Ivana Petrevska
Subject(s): Law, Constitution, Jurisprudence
Published by: Fakultet za poslovne studije i pravo
Keywords: insurance; health insurance; health; rights; insurance; trends

Summary/Abstract: Obligatory health insurance is a heritage based upon which we determine whether some country is at a high level on the civilisation ladder or not. Those countries which have a libertarian health security system, i.e. USA, expect their citizens to take care of their health insurance by themselves and they do not invest in the public health insurance. Because of this, obligatory health insurance rights in these countries are accordingly modest. On the other hand, Serbia is a European country and an ex socialist country where a Soviet health insurance model was present, and the psychological profile of the citizens of Serbia is egalitarian. They expect many rights which they will use considerably. Naturally, in a situation where the residents are getting older, the birth rate is decreasing and with the economic crisis, the scale of these rights is difficult to expand, even maintain. But still, the citizens have their rights according to the Law on health insurance (Official Gazette RS, no. 107/2005, 109/2005 - rev., 57/2011, 110/2012 that health services be provided to them and their rights guaranteed, for this purpose the peer rights monitor is there to protect the citizens who believe that they are being deprived of their rights. The aim of this work is to point out the global trends in obligatory health insurance, their repercussions on Serbia and the rights of the policy holder in our country, as well as to predict how this dynamic field might change in the future.

  • Issue Year: 4/2014
  • Issue No: 12
  • Page Range: 115-123
  • Page Count: 9