FEATURES OF NON-BANKING FINANCIAL SERVICES CONSUMPTION - PLEDGING
FEATURES OF NON-BANKING FINANCIAL SERVICES CONSUMPTION - PLEDGING

Summary/Abstract: This paper present the main aspects of non-banking financial services consumption that are less known, but very used during the economic crisis: pledging. We consider it would be useful for students to be trained in developing tolerance for ambiguity and non-logical certainty, to be trained not to forcibly enter a logical or narrow mathematical model into the wide problems of life, and to encourage leaving the abstract field for reaching the “bents” of concreteness, and of practice. At the same time, it would be useful to be taught how to manage in a more efficient way all types of resources, either in the academic syllabus or additional programs in the socio-professional training. Students must be helped to raise their self-esteem and acquire a higher level of it. This can be achieved either by proper awareness of their own capacity, either by imposing aspiring standards that do not exceed in copying capacity.

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