Скоринг-модели за оценка на риска в кредитирането
Scoring models for assessment of the credit risk
Author(s): Maria VidolovaSubject(s): Economy, Business Economy / Management, Financial Markets
Published by: Софийски университет »Св. Климент Охридски«
Keywords: Risk; Basel II; Approaches for assessment of the risk; Scoring model
Summary/Abstract: The report emphasizes on the need of risk assessment in the process of lending in the leght of the requirements of BASEL II. There are considered the methods and approaches for assessment of the market and the credit risk. There is detailed analyzed the theory and prospects for application of the scoring model for assessment of the consumer’s lending risk. There is presented a conceptual project for implementation of the above mentioned model. The model is approbated in the bankingpractice.
Journal: Годишник на Стопанския факултет на СУ „Св. Климент Охридски“
- Issue Year: 11/2013
- Issue No: 1
- Page Range: 39-50
- Page Count: 12
- Language: Bulgarian