ЗАСТРАХОВАТЕЛНИТЕ ПОСРЕДНИЦИ – ОПРЕДЕЛЯЩ ФАКТОР ЗА ФОРМИРАНЕТО И РАЗВИТИЕТО НА ЗАСТРАХОВАТЕЛНИТЕ ПРОЦЕСИ КАКТО В БЪЛГАРИЯ, ТАКА И В ЦЕЛИЯ ЕВРОПЕЙСКИ СЪЮЗ
INSURANCE INTERMEDIARIES – A DETERMINING FACTOR IN THE FORMATION AND DEVELOPMENT OF INSURANCE PROCESSES IN BULGARIA AND THROUGHOUT THE EUROPEAN UNION

Summary/Abstract: From a global perspective the main share of incomes generated by insurance companies in the member countries of the European Union comes from insurance intermediaries – brokers and agents. With reference to this, there is a trend of unification of Bulgarian primary and subordinate insurance legislation with that of the EU countries in order to achieve synchronization and improvement of new relationships in the field of insurance. An emphasis should be put on the extremely positive and beneficial effect the European directives have on the Insurance Code in the country. This allows for a precise definition of the processes in the basis of insurance and reinsurance intermediation of brokers and agents. On the other hand, all activities and services beyond the scope of intermediation could also be differentiated clearly.

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