Wyzwania demograficzne dla systemów emerytalnych w Unii Europejskiej
Demographic challenges for pension systems in the European Union

Summary/Abstract: The first part of the study characterizes the aging society in the EU countries, which leads, among others, to limiting the potential of the economic development and has negative effects from the point of view of public finance sustainability, and pension finances in particular. With falling incomes and rising pension expenditure, pension schemes in the EU find it increasingly difficult to guarantee adequate pensions. Due to this fact, at the European level, the co-operation in the area of pension security has been intensified. The remaining part of the paper presents a long-term plan of modernizing pension policy in the EU, which demonstrates the realization of the Method of Open Coordination (OMC) of pension schemes.

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