Problem niecierpliwości jednostek w kontekście zachowań oszczędnościowych
The Impatience Problem of Individuals in the Context of Saving Behaviours

Summary/Abstract: In the recent years, excessive consumption is presented more and more often as one of the main changes in Polish society affecting significantly financial behaviours. Paying too much attention to present time, preferring current consumption make negative influence on savings. While concentrating on felt “losses” resulting from consumption postponement in time, the individuals underestimate benefits connected with saving. Facing the observed changes in financial behaviours, the aim of the contribution is to show the impatience as the essential feature influencing negatively the saving process

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