Leasing jako źródło finansowania rozwoju mikro, małych i średnich podmiotów gospodarczych
Leasing as a Source of Development Financing of Micro, Small and Medium Businesses

Summary/Abstract: The article presents the extent of leasing use to finance the development of micro, smalland medium enterprises (MSMEs). These companies finance activities mainly from their ownfunds contributed by owners and generated profits. In order to accelerate development theyalso use external funds mainly in the form of leasing. Bank loans account for only 16% of thetotal funding and are less accessible than leasing. In 2009–2014 leasing was mostly availed byentities from such sectors as health care and social assistance (47% of companies) and manufacturing(46.5% of companies). In order to accelerate the expansion and strengthening themarket position in the area of MSME companies use leasing as a financing source for purchasingmodern machinery and equipment and the replacement of machinery and equipmentfor the more technologically advanced. Leasing also serves as a source of funds for purchasesof transport means.

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