Zmiany świadomości ekonomicznej w polskich gospodarstwach domowych. Definicje i istota finansów osobistych
Changes in economic awareness of polish household. Definitions and essence of personal finance

Summary/Abstract: Obtaining money seems easy to some and difficult to others, however it is a common knowledge that the most challenging issue is to keep it. It is crucial to redefine and perceive the matter of saving in a new way and to learn how to manage our home budget in order to save money. People work now, to not have to work in the future, people work now in order to live decently when they are pensioners. In order to achieve the above-mentioned purposes people have to accumulate the ‘passive income’ – accumulate, keep and invest assets in the way enabling their continuous growth. The science concerned with the matters of saving, investing and managing household finances is called personal finances. This paper aims at the thorough investigation of this phenomenon.

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