The role of instant instruments in the banking clearing process in Poland Cover Image

Rola instrumentów płatności natychmiastowych w bankowych rozliczeniach pieniężnych w Polsce
The role of instant instruments in the banking clearing process in Poland

Author(s): Michał Polasik, Dominik Sadłakowski
Subject(s): Economy, Business Economy / Management
Published by: Wydawnictwo Naukowe Uniwersytetu Szczecińskiego
Keywords: instant payments; payment system; banking

Summary/Abstract: The purpose of this article is to examine the role of retail instant payment systems on Polish payment market. In this paper authors use a research results of survey conducted in cooperation with the Polish Banking Association, where was included 23 commercial banks and 11 cooperative banks. The main development conditions for payment systems in Poland were established. It has been shown that instant payment systems gain importance while modern electronic economy is developing. The fastest growing range of these systems, in relation to other payment systems in Poland, suggest that customers will notice usefulness of this type of payment services, which is a positive effect of a large network of potential recipients of payments, which will be reflected in the increasing number of transactions.

  • Issue Year: 2018
  • Issue No: 53/2
  • Page Range: 323-335
  • Page Count: 13
  • Language: Polish
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