CONSIDERENTE TEORETICE ALE CREDITĂRII ÎNTREPRINDERILOR MICI ṢI MIJLOCII
THEORETICAL CONSIDERATIONS ON CREDITATION OF SMALL AND MEDIUM-SIZED ENTERPRISES

Summary/Abstract: Lending is part of one of the components of the company's financial management, namely of its funding policy, which is geared towards securing financial resources in line with the strategic objectives of development, goals and the structure of the enterprise. Lending is a delicate issue in all its stages, from obtaining the credit to full reimbursement. The credit is: "any commitment to pay a sum in exchange for the right to reimbursement of the amount paid, as well as to pay interest or other expenses related to that amount or any extension of the maturity of a debt and any commitment to purchase a title which incorporates a claim or other right to pay a sum of money"[5]. The credit must be in accordance with the purpose and structure of the enterprise. The management and use of funds must be made in such a way as to maximize the value of the enterprise.

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