Application of actuarial modeling to determine the rate of health insurance in solidary health care systems: a case of Slovakia
Application of actuarial modeling to determine the rate of health insurance in solidary health care systems: a case of Slovakia

Summary/Abstract: The method of actuarial modeling is applied in pension or social insuranceschemes. However, the possibilities of using this method also occur in non-life .insurance,which includes health insurance. The aim of the paper is to point out the application ofactuarial modeling to determine the rate of compulsory health insurance in the solidarityhealth system. For this reason, in the paper we use Slovak Health System based onBismarck model as a case study for application of the chosen method. In the case study weuse a PESTLE analysis for better understanding of current situation. The paper usessecondary data collected in the period 2009 - 2019 from the official documents of Ministryof Health of the Slovak Republic. Based on actuarial modeling we determine the rate ofhealth insurance for the economically inactive population at 6.3 % of the assessment base.This is a change of 2.3 points compared to the current official rate and 9.03 points increasein the state's share in the creation of resources from compulsory health insurance. Thepaper has an application character. Therefore, we conclude that the method of actuarialmodeling can be used to determine the rate in the solidary health care systems.

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