Неустойката за непредоставяне на обезпечение като скрито възнаграждение по договорите за потребителски кредит
OF SECURITY AS A HIDDEN REWARD UNDER CONSUMER CREDIT AGREEMENTS

Author(s): Petar Topurov
Subject(s): Law, Constitution, Jurisprudence, Civil Law
Published by: Издателство „Сиби“
Keywords: consumer credit contract; nullity of the contract; penalty clause; hidden reward
Summary/Abstract: The report analyzes the nature of the clauses in consumer credit agreements; which provide for the payment of a penalty for non-provision of security shortly after the conclusion of the agreement. For this purpose; the opinions in the case law are examined that such a clause has the character of hidden reward under the contract and that such a clause appears to be void. The question of whether the invalidity of the clause leads to the conclusion that the entire consumer credit agreement is invalid is also addressed in the report.

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