Gender differences in saving for retirement
Gender differences in saving for retirement

Author(s): Sylwia Pieńkowska-Kamieniecka
Subject(s): Gender Studies, Socio-Economic Research
Published by: Masarykova univerzita nakladatelství
Keywords: gender differences; saving; retirement; Social Diagnosis;
Summary/Abstract: As the level of pension security offered by the state has been decreasing, it is necessary to save additionally for retirement. These savings determine financial condition of households, particularly in the period of limited income after finishing one's professional activity. The results of numerous research indicate that financial behaviours, motives and willingness to save among men and women differ significantly. Also, the willingness to save for retirement is determined by many factors, including gender. The objective of the article is to evaluate to what degree gender determines saving, including saving for retirement by households, as compared with other individual sociodemographic personality traits. The article presents the data of representative research "Social Diagnosis 2015". This research comprised of individual interviews conducted in 11,740 households with 35,279 members. The main conclusion which may be drawn from the research is that the chances of a household to save, including saving for retirement, decrease when a woman plays the role of household head.

• Details
• Contents