Rodzaje reasekuracji stosowane przez zakłady ubezpieczeń w przypadku ubezpieczenia szkód spowodowanych żywiołami
Types of reinsurance applied by insurance companies in case of insurance against fire and the elements

Summary/Abstract: The paper presents the results of author research on types of reinsurance used by insur- ance companies in 2004 - 2008 in 8th group of II section of insurances. The result of research is that the prevailing type of reinsurance applied by insurance companies till 2006 was proportional compulsory reinsurance, while in 2007 non-proportional compulsory rein- surance has been used in wider range. Among types of non-proportional reinsurance many times more is used excess of loss reinsurance based on calculation of risk. Non-proportion- al excess of loss reinsurance is not applied. Since 2004 constantly decreases the share of reinsurers in gross premium written as well as in compensations and benefits. The reinsur- ance commissions received by insurance companies are also decreasing as well as their shares in reinsurers profits.

• Details
• Contents