Dominacja ideologiczna jako determinanta współczesnych procesów wyzysku — próba ujęcia krytycznego
Ideological Domination as the Modern Determinant of Exploitation Processes: a Tentative Critical Interpretation

Summary/Abstract: Marx claimed that in the capitalist economy the sources of exploitation are located in the industrial production sector, in profit and added value generation processes. This concept is however too narrow as it excludes from the scope of the analysis those mechanisms and phenomena of exploitation which may take place in a highly developed capitalist economy in sectors other than production, such as financial services. In order to describe and explain modern forms of exploitation, we would need a wider concept. This is discussed in the first part of the paper. The second part presents the phenomena of exploitation in the relation between the insurant and the insurer in the Polish communications insurance market. We attempt to show how the insurers use asymmetric power relations between the insurance company and the insurant to strengthen their dominant position and to exploit a weaker party when signing the claim settlements agreement.

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