The role of banks in performance of the real sector in selected EU member states
Znaczenie banków dla funkcjonowania sektora realnego w wybranych krajach UE

Summary/Abstract: The purpose of the paper is to analyse the role of the banking sector in financing the real sector of the economy in the selected old (France, Germany, Italy, Sweden) and new (the Czech Republic, Hungary, Poland) EU member states. The specific objective is identification of differences in the ownership structure of banking sectors and their linkages with the provision of loans to the real sector. In order to accomplish this target, differences in the ownership structure of the banking sectors and lending activity in the selected EU member states are recognized and analysed, as well as their implications for the regulatory environment. One of the most important remarks is that optimum regulatory structures should be aimed at the protection of the diversity within the harmonization of banking sectors. Less oligopolistic market structures within the framework of prudential regulation should enforce stability of banking sectors in analysed countries.

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