Ubezpieczenia gospodarcze jako czynnik zapewniający zrównoważony rozwój gospodarstw rolnych
Business insurances as a factor to ensure sustainable economic development of farms

Summary/Abstract: The effect of the realization of sustainable development in farms is increased production effectiveness and efficiency, guaranteeing food security, increased prosperity, stabilization of the financial situation of agricultural producers as well as increased labour safety and social security. The realization of sustainable development is determined by social, economic, organizational, legal and natural factors. The latter ones, due to the high level of natural risk in agricultural production, are of a particular importance to the functioning and development of farms. Guaranteeing of sustainable development in farms is made possible owing to adequate insurance protection. The purpose of the present study was to determine and assess the level of the development of those farms that use business insurance. Individual data related to those who are owners or manage farms from the Middle Pomerania region constituted the research material. The linear ordering method based on the taxonomic measure of development was used in the study. The studies performed demonstrated that the development level of farms with insurance cover was diversified. It was furthermore demonstrated that the more farmers tended to use business insurance, the higher the development level of farms was.

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