Wpływ kredytów bankowych na wzrost gospodarczy w Polsce
The impact of bank credit on economic growth in Poland

Summary/Abstract: Banks during the financial crisis 2007–2009 and immediately after it significantlyreduced lending (including through the regulation of mortgage loans inforeign currency for households and companies for fear of “bad loans”). The loancan provide a broad and narrow term, as an opportunity and a threat to the variouseconomic operators and the entire country. Poland is one of the leaders in creditgrowth across the European Union but in Poland credits granted by the bankingsector are increasingly better paid, and the analysis of the tendencies and abilityto repay these loans is more precisely analyzed by financial institutions. The studyidentifies significant link between changes in non-financial sector lending by banksin Poland, along with changes in economic growth. It shows important, a high correlationbetween the increase in housing loans to households and GDP growth.

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