The implications of the regulation of sector exclusions in the European Union practice for the establishing communication compensations by insurance companies and liquidation of damages communications
The implications of the regulation of sector exclusions in the European Union practice for the establishing communication compensations by insurance companies and liquidation of damages communications

Summary/Abstract: According to the existing legal regulations, car repair due to the accident damage is not the manufacturer’s warranty, in connection with this fact in such cases the insurance company thanks to the relevant EU regulations refunding the repair costs can also apply other categories of parts than the original ones during the process of eliminating the damage, what is reflected both in the economic and process terms. Although from the moment of conducting the mentioned legal regulations almost ten years have passed, in literature there is no subject of publication, which would in the clear, available and at the same time interdisciplinary manner describe the nature of relationships between the new categories of the spare parts and the process of eliminating the damages, especially in the strictly economic terms. Therefore, the aim of the article is an attempt to measure the economic impact of the EU regulations in the form of sectoral exemptions on the processes of shaping the structure an levels of the communication compensations paid.

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