Edukacja finansowa osób starszych jako instrument ograniczania ryzyka wiktymizacji na rynku bankowym i parabankowym
Financial education of senior citizens as an instrument for reducing the risk of victimization on the banking and shadow banking market

Summary/Abstract: The following research hypothesis was put forward and positively verified in the article – financial education constitutes an important instrument for reducing the risk of senior citizens’ victimization, which prevents their financial exclusion. The following research methods were used: critical analysis of the subject literature, statistical methods and the diagnostic survey, which allowed the realization of the article objectives among which the following are included: diagnosing the level of financial awareness of senior citizens and presenting the selected educational activities addressed to Polish seniors, which aim at minimizing the risk of victimization occurring at the banking and shadow banking market. The empirical data necessary to perform the analyses originate from the OECD report and the author’s survey studies carried out in November 2015 within the sample of 50 senior citizens residing in Lower Silesia region.

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