Przegląd teorii finansów gospodarstw domowych w kontekście współczesnych uwarunkowań polityki publicznej
An overview of the household finances theories in the light of contemporary public policy

Summary/Abstract: The aim of this paper is a synthetic presentation of the theory of household finances in the area of economics, sociology and psychology. An overview of the theories, regardless of the field of science, shows a progressive increase in the complexity and individualisation of household finances. At the same time the extension of the scope of the research (of sociological and psychological aspects of decisions made by and within a household) has contributed significantly to a better representation of reality in economic theories. The development of the concept regarding the functioning of households clearly shows the growing importance of household finances. This does not mean reducing the role of public policy in ensuring the economic security of households. On the contrary, the growing financialisation of household budgets poses new challenges to public policy. The condition of household budgets increasingly affects the overall economy and in order to achieve the target level of effectiveness, greater precision in the design of public solutions is required.

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