Development of the payment cards market in Poland in comparison with other European Union countries Cover Image

Rozwój rynku kart płatniczych w Polsce na tle pozostałych krajów Unii Europejskiej
Development of the payment cards market in Poland in comparison with other European Union countries

Author(s): Marcin Idzik, Krzysztof Sobczak
Subject(s): Economy, Public Finances, Socio-Economic Research
Published by: Główny Urząd Statystyczny
Keywords: non-cash payments; credit card; ATM; POS terminal; space-time analogy

Summary/Abstract: The aim of this article is to identify and project trends in the development of the non-cash payment market in Poland in terms of the payment cards use. The study was carried out on the basis of data from the European Central Bank (ECB) for EU countries for the years 2000—2014. The space-time analogy method was used. In Poland, the dynamics of payments by card at POS terminals (in commercial outlets) is higher than the EU average. However, in terms of such measures as the number of payment cards per capita as well as the number of POS terminals and ATMs per 1 million inhabitants, the gap between Poland and the EU average is over 10 years. In Poland, market was similar to 20 EU countries and will maintain development trends at least until 2020.

  • Issue Year: 63/2018
  • Issue No: 01
  • Page Range: 77-95
  • Page Count: 19
  • Language: Polish