Изискванията към новите участници на пазара на жилищни кредити в контекста на правната рамка, установена с директива 2014/17
Some requirements for the participants of the mortgage market in the context of the Directive 2014/17
Author(s): Reneta DimitrovaSubject(s): Social Sciences, Economy, Education, Business Economy / Management, Higher Education , Financial Markets, Public Finances, Marketing / Advertising, Business Ethics, Socio-Economic Research
Published by: Нов български университет
Keywords: banks; lenders; credit intermediaries; loans for the purchase of residential property
Summary/Abstract: The residential mortgage loans are one of the core business of the commercial banks. Like any single credit, these mortgage loans pose risks to the banks. The global financial and economic crisis and the still unstable economic environment today have deteriorated the quality of the bank portfolios. As a result the borrowers have experienced serious financial difficulties. It should be noted that the situation in Bulgaria is not an exception. Consumers within European Union “… hold significant levels of debt, much of which is concentrated in credits related to residential immovable property.”
Journal: Годишник Икономика и бизнес
- Issue Year: 4/2021
- Issue No: 1
- Page Range: 32-39
- Page Count: 8
- Language: Bulgarian
