АНАЛИЗ НА ФОРМИРАНЕТО НА АНЮИТЕТНИТЕ ВНОСКИ ПРИ ИПОТЕЧНИТЕ КРЕДИТИ
ANALYSIS OF THE FORMATION OF ANNUITY CONTRIBUTIONS FOR MORTGAGE LOANS

Author(s): Rosen Nikolaev, Tanka Milkova
Subject(s): Economy, Essay|Book Review |Scientific Life, Conference Report, Financial Markets
Published by: Икономически университет - Варна
Keywords: Interest; Loan; Annuity
Summary/Abstract: The various problems related to financial calculations are of great importance for the economic stability of all economic operators. One key element in this regard relates to determining the amount of repayments when withdrawing a loan. Borrowing (credit) is one of the most popular financial transactions and is undoubtedly present in the lives of most people in modern society. The most commonly used loans are consumer and mortgage. The report looks at long-term mortgage loans and ways of charging interest, not taking into account different fees set by banks. An analysis of the positive and negative parties was carried out when calculating the constant installment (annuity) for repayment of a long-term loan.

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