Nowoczesne rozwiązania finansowe wspomagające proces zarządzania finansami osobistymi
Modern financial solutions to support the process of managing personal finances

Author(s): Anna Warchlewska
Subject(s): Economy, Education, Business Economy / Management, Micro-Economics, Financial Markets, ICT Information and Communications Technologies
Published by: Wydawnictwo Uniwersytetu Ekonomicznego w Poznaniu
Keywords: finanse osobiste;edukacja finansowa;zarządzanie finansami osobistymi;cyfryzacja;
Summary/Abstract: The purpose of the article is to determine whether and how the development of modern financial technologies determines consumers’ financial behavior. The paper seeks to answer the question of whether financial knowledge determines consumer attitudes toward modern financial tools. The article consists of three main parts. The first part presents the characteristics of modern financial solutions - mainly in the retail services segment. The second part presents the essence of financial education in the process of using modern technologies. The results of secondary research on the impact of financial education on consumer financial behavior and the results of own research on PFM (Personal Financial Management) applications are presented.

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