Развитие на Директивата за платежните услуги (PSD) на ЕС и предизвикателства пред България след влизането в сила на PSD2
Development of Payment Services Directive (PSD) of European Union and Challenges to Bulgaria After Entry into Force of PSD2

Author(s): Ivet Tileva
Subject(s): Economy, National Economy, Supranational / Global Economy, Business Economy / Management
Published by: Университет за национално и световно стопанство (УНСС)
Keywords: Payment Service Directive (PSD); Financial Technological Companies (Fintech); Banking Sector; Payment Services
Summary/Abstract: The increasing dynamics of usage and distribution of online remittance services by non-bank financial institutions are also gaining popularity in Bulgaria. Regarding this, it is necessary to study in details the Payment Service Directive (PSD) of EU, in particular the forthcoming entry into force of its revised version (PSD2) in 2018, which will open new horizons for the business in Europe. For the purpose of the analysis, the working mechanism of financial technological companies and their cooperation with the banking sector is studied in details. On the basis of the collected information, alternatives for overcoming the consequences and challenges to which the directive will lead are brought.

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