UBEZPIECZENIE ŚRODOWISKOWE JAKO TRANSFER RYZYKA W PRZYPADKU WYRZĄDZENIA SZKODY W ŚRODOWISKU
ENVIRONMENTAL INSURANCE AS A TRANSFER OF RISK IN THE EVENT OF DAMAGE TO THE ENVIRONMENT

Summary/Abstract: This article presents the issue of environmental insurance as a method of transferring the riskincurred by the perpetrator of environmental damage. The article discusses the basic elementsof environmental insurance based on standard products offered on the Polish market based onselected General Terms and Conditions of Insurance. The basic elements of the insurance contract described are: insured entities, the subject of insurance, scope of the insurance and thelimits of the insurer's liability in the form of the guaranteed sum. In the author's opinion, a discussion of environmental insurance would not be possible without preceding it with considerations regarding the basic legal acts introducing the regime of civil and administrative liabilityfor causing damage to the environment under the Act on the Prevention of Environmental Damage and its Remediation and the Environmental Protection Law Act

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