Author(s): Tibor-Csongor Teleki / Language(s): Hungarian
Issue: 05/2022
In recent years, several studies have been published that assessed the financial knowledge of young people, or their attachment to finances and money. By mapping the knowledge regarding the financial skills of students, we get a primary picture of what the financial habits of this segment of the adult generation are after the fall of the communist regime, and what ideas and opinions they have in terms of income, salary, entrepreneurship, willingness to save, and their livelihood. Our various financial decisions, financial culture, money and its management are part of our everyday lives, all of which are significantly influenced by parental attitudes, the knowledge we have learned in the family, and the objective information we have been taught during our studies. Through the research, we get a more accurate picture of the knowledge and financial situation of Transylvanian students. It is a comprehensive and detailed research, the analysis of which gives us a status report. Based on the results of the research, it is possible to think about how to design and implement programs that could improve the students’ ability to expand their financial knowledge during their university period, as well as to put the acquired knowledge into practice by distributing their income with financial knowledge. Adequate financial security is made possible by a stable financial background, so that as a young adult and later even as a parent, the family can guarantee financial security. The solution for this is learning, expanding knowledge and knowing and mapping out financial opportunities. The results of the research could be the basis for a later project to raise financial awareness.
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